Tak ingat le surat khabar mana. Assalamualaikum, terima kasih diucapkan kerana saya banyak menimbu ilmu tentang ekonomi islam dan juga hukum hakam mengenai pelaburan yang dibenarkan oleh Islam. Haram kerana contractnya melibatkan pertukaran matawang secara bertangguh, ia adalah riba nasiah. Ada yang saya dapati mengatakan ianya harus Assalaamu Alaikum Wa Rahmatullah Ustaz.
What Islam Says on Online Forex Trading
In Forex trading, traders predict that the value of one currency will increase and the value of another currency will decrease. There is no actual buying or selling or owning of the currency. And so, we still have to ask: Is this type of speculation permitted for those who follow Islamic law?
Islam understands that everyone strives to earn more money and that every opportunity to enhance your financial standing comes with a certain level of unpredictability. When faced with multiple opportunities, we aim to combine research with past experience to choose the path that will lead to the most favorable results.
However, according to Islamic law clearly prohibits gambling. So, what makes Forex trading okay and permissible according to Shariah law? One author suggests that is the method of research used for the currency speculation that makes Forex trading either permissible or banned. On the simplest level, one could argue that using fundamental analysis is allowed but using technical chart-based analysis is not.
With technical analysis one speculates on the bets of others, relying on others to influence his or her position, which connects trading closely to gambling, a pursuit that is clearly prohibited by Islamic law. We can start by saying that Islam recognizes that nearly all adult human beings strive to improve their financial positions, and that life involves a large element of uncertainty.
In life we are confronted with many choices, the outcome of which is unclear, and we strive to use intelligence and skill in choosing the available option that will produce the superior outcome. However, we then must go on to say that gambling is strictly forbidden by Islamic law, even as a form of recreation or entertainment when undertaken with small monies which the gambler might be said to be able to afford to lose.
In measuring these two competing elements, it can be said that it is the method of speculation that makes the difference. One author has examined the subject and stated that speculation on the basis of fundamental analysis is permissible, but technical analysis is not, and an interesting reasoning is given: However, this argument can certainly be criticized as spurious as related to market realities.
For example, is a speculator who believes that the U. Dollar will rise against his Euros due to economic fundamentals bound to simply make the trade immediately, and forbidden to take any action to time the trade entry to a psychologically opportune moment?
A stronger argument could be made that a Muslim has no business speculating on the currency markets unless he or she has a firm basis upon which to anticipate success. This would mean that trades must involve either some element of fundamental analysis or technical analysis which the trader actually has a firm reason to believe in.
There is no question that currency exchange is permissible in Islam, provided that there is no interest element, that it is made hand to hand though this phrase can be translated in multiple ways , and that the exchanger has a valid reason to anticipate a probable profit based upon an analysis that does not rely upon the psychology of gambling. As we have seen, there are certain grey areas within this qualification that must be investigated deeply in good faith and conscience by anyone wishing to begin halal Forex trading with a Muslim Forex account.
Saya bantu orang melabur saham untuk persaraan. Sila klik sini dan baca lanjut. Bank Negara Malaysia wishes to inform the public that buying and selling of foreign currency in Malaysia is only allowed with licensed commercial banks, Islamic banks, investment banks and international Islamic banks as provided for under the Exchange Control Act and with licensed money services business providers money changers as provided for under the Money Services Business Act In addition, Shariah-compliant financial products, including foreign exchange related transactions, offered and transacted by licensed Islamic financial institutions are approved by the Shariah Committee of the respective financial institutions with endorsement from the Shariah Advisory Council of Bank Negara Malaysia.
Keputusan ini telah pun dibuat oleh muzakarah Majlis Fatwa Kebangsaan. For immediate release Foreign Currency Trading Bank Negara Malaysia wishes to inform the public that buying and selling of foreign currency in Malaysia is only allowed with licensed commercial banks, Islamic banks, investment banks and international Islamic banks as provided for under the Exchange Control Act and with licensed money services business providers money changers as provided for under the Money Services Business Act